Disclaimer and Terms of Use

Last Updated November 20, 2025

WEBSITE DISCLAIMER

The information provided by Cutshaw Financial Services LLC ("we", "us", or "our") on https://www.cutshawfinancialservices.com (the "Site") is for general informational purposes only. All information on the Site is provided in good faith; however, we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability availability, or completeness of any information on the Site. UNDER NO CIRCUMSTANCES SHALL WE HAVE ANY LIABILITY TO YOU FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF THE SITE OR RELIANCE ON ANY INFORMATION PROVIDED ON THE SITE. YOUR USE OF THE SITE AND YOUR RELIANCE ON ANY INFORMATION ON THE SITE IS SOLELY AS YOUR OWN RISK.

EXTERNAL LINKS DISCLAIMER

The Site may contain (or you may be sent through the Site) links to other websites or content belonging to or originating from third parties or links to websites and features in banners or other advertising. Such external links are not investigated, monitored, or checked for accuracy, adequacy, validity, reliability, availability, or completeness by us. WE DO NOT WARRANT, ENDORSE, GUARANTEE, OR ASSUME RESPONSIBILITY FOR THE ACCURACY OR RELIABILITY OF ANY INFORMATION OFFERED BY THIRD-PARTY WEBSITES LINKED THROUGH THE SITE OR ANY WEBSITE OR FEATURE LINKED IN ANY BANNER OR OTHER ADVERTISING. WE WILL NOT BE A PARTY TO OR IN ANY WAY BE RESPONSIBLE FOR MONITORING ANY TRANSACTION BETWEEN YOU AND THIRD-PARTY PROVIDERS OF PRODUCTS OR SERVICES.

PROFESSIONAL DISCLAIMER

The Site cannot and does not contain bookkeeping, accounting, or personal financial advice. The bookkeeping, accounting, or personal financial information is provided for general informational and educational purposes only and is not a substitute for professional advice. Accordingly, before taking any actions based upon such information, we encourage you to consult with the appropriate professionals. We do not provide any kind of bookkeeping advice. THE USE OR RELIANCE OF ANY INFORMATION CONTAINED ON THE SITE IS SOLELY AT YOUR OWN RISK.

TESTIMONITALS DISCLAIMER

The Site may contain testimonials by users of our products and/or services. These testimonials reflect the real-life experiences and opinions of such users. However, the experiences are personal to those particular users, and may not necessarily be representative of all users of our products and/or services. We do not claim, and you should not assume, that all users will have the same experiences. Your individual results may vary.

The Testimonials on the Site are submitted in various forms such as text, audio and/or video, and are reviewed by us before being posted. They appear on the Site verbatim as given by the users, except for the correction of grammar or typing errors. Some testimonials may have been shortened for the sake of brevity where the full testimonial contained extraneous information not relevant to the general public.

The views and opinions contained in the testimonials belong solely to the individual user and do not reflect our views and opinions. We are not affiliated with users who provide testimonials, and users are not paid of otherwise compensated for their testimonials.

AGREEMENT TO OUR LEGAL TERMS

We are Cutshaw Financial Services LLC ("Company," "we," "us," "our").

We operate , as well as any other related products and services that

refer or link to these legal terms (the "Legal Terms") (collectively, the

"Services").

You can contact us by email at cutshawfinancialservices@gmail.com

or by mail to 12655 NW Twin Oaks Dr, Bristol, FL 32321.

These Legal Terms constitute a legally binding agreement made between

you, whether personally or on behalf of an entity ("you"), and Cutshaw

Financial Services LLC, concerning your access to and use of the Services.

You agree that by accessing the Services, you have read, understood, and

agreed to be bound by all of these Legal Terms. IF YOU DO NOT AGREE WITH

ALL OF THESE LEGAL TERMS, THEN YOU ARE EXPRESSLY PROHIBITED

FROM USING THE SERVICES AND YOU MUST DISCONTINUE USE

IMMEDIATELY.

Supplemental terms and conditions or documents that may be posted on the

Services from time to time are hereby expressly incorporated herein by reference.

We reserve the right, in our sole discretion, to make changes or modifications to

these Legal Terms at any time and for any reason. We will alert you about any

changes by updating the "Last updated" date of these Legal Terms, and you waive

any right to receive specific notice of each such change. It is your responsibility to

periodically review these Legal Terms to stay informed of updates. You will be

subject to, and will be deemed to have been made aware of and to have accepted,

the changes in any revised Legal Terms by your continued use of the Services

after the date such revised Legal Terms are posted.

We recommend that you print a copy of these Legal Terms for your records.

TABLE OF CONTENTS

1. OUR SERVICES

2. INTELLECTUAL PROPERTY RIGHTS

3. USER REPRESENTATIONS

4. PROHIBITED ACTIVITIES

5. USER GENERATED CONTRIBUTIONS

6. CONTRIBUTION LICENSE

7. SERVICES MANAGEMENT

8. TERM AND TERMINATION

9. MODIFICATIONS AND INTERRUPTIONS

10. GOVERNING LAW

11. DISPUTE RESOLUTION

12. CORRECTIONS

13. DISCLAIMER

14. LIMITATIONS OF LIABILITY

15. INDEMNIFICATION

16. USER DATA

17. ELECTRONIC COMMUNICATIONS, TRANSACTIONS, AND SIGNATURES

18. CALIFORNIA USERS AND RESIDENTS

19. MISCELLANEOUS

20. CONTACT US

1. OUR SERVICES

The information provided when using the Services is not intended for

distribution to or use by any person or entity in any jurisdiction or country

where such distribution or use would be contrary to law or regulation or

which would subject us to any registration requirement within such

jurisdiction or country. Accordingly, those persons who choose to access

the Services from other locations do so on their own initiative and are

solely responsible for compliance with local laws, if and to the extent local

laws are applicable.

2. INTELLECTUAL PROPERTY RIGHTS

Our Intellectual Property

We are the owner or the licensee of all intellectual property rights in our

Services, including all source code, databases, functionality, software,

website designs, audio, video, text, photographs, and graphics in the

Services (collectively, the "Content"), as well as the trademarks, service

marks, and logos contained therein (the "Marks").

Our Content and Marks are protected by copyright and trademark laws

(and various other intellectual property rights and unfair competition laws)

and treaties around the world.

The Content and Marks are provided in or through the Services "AS IS" for

your personal, non-commercial use or internal business purpose only.

Your Use Of Our Services

Subject to your compliance with these Legal Terms, including the

"PROHIBITED ACTIVITIES" section below, we grant you a non-exclusive,

non-transferable, revocable license to:

access the Services; and
download or print a copy of any portion of the Content to which you
have properly gained access,

solely for your personal, non-commercial use or internal business purpose.

Except as set out in this section or elsewhere in our Legal Terms, no part of

the Services and no Content or Marks may be copied, reproduced,

aggregated, republished, uploaded, posted, publicly displayed, encoded,

translated, transmitted, distributed, sold, licensed, or otherwise exploited

for any commercial purpose whatsoever, without our express prior written

permission.

If you wish to make any use of the Services, Content, or Marks other than

as set out in this section or elsewhere in our Legal Terms, please address

your request to: cutshawfinancialservices@gmail.com. If we ever grant you

the permission to post, reproduce, or publicly display any part of our Services

or Content, you must identify us as the owners or licensors of the Services,

Content, or Marks and ensure that any copyright or proprietary notice appears

or is visible on posting, reproducing, or displaying our Content.

We reserve all rights not expressly granted to you in and to the Services,

Content, and Marks.

Any breach of these Intellectual Property Rights will constitute a material

breach of our Legal Terms and your right to use our Services will terminate

immediately.

Your Submissions

Please review this section and the "PROHIBITED ACTIVITIES" section

carefully prior to using our Services to understand the (a) rights you give us

and (b) obligations you have when you post or upload any content through

the Services.

Submissions: By directly sending us any question, comment, suggestion,

idea, feedback, or other information about the Services ("Submissions"),

you agree to assign to us all intellectual property rights in such Submission.

You agree that we shall own this Submission and be entitled to its

unrestricted use and dissemination for any lawful purpose, commercial or

otherwise, without acknowledgment or compensation to you.

You are responsible for what you post or upload: By sending us

Submissions through any part of the Services you:

confirm that you have read and agree with our "PROHIBITED
ACTIVITIES" and will not post, send, publish, upload, or transmit
through the Services any Submission that is illegal, harassing,
hateful, harmful, defamatory, obscene, bullying, abusive,
discriminatory, threatening to any person or group, sexually explicit,
false, inaccurate, deceitful, or misleading;
to the extent permissible by applicable law, waive any and all moral
rights to any such Submission;
warrant that any such Submission are original to you or that you
have the necessary rights and licenses to submit such Submissions
and that you have full authority to grant us the above-mentioned
rights in relation to your Submissions; and
warrant and represent that your Submissions do not constitute
confidential information.

You are solely responsible for your Submissions and you expressly agree

to reimburse us for any and all losses that we may suffer because of your

breach of (a) this section, (b) any third party’s intellectual property rights, or

3. USER REPRESENTATIONS

By using the Services, you represent and warrant that: (1) you have the

legal capacity and you agree to comply with these Legal Terms; (2) you are

not a minor in the jurisdiction in which you reside; (3) you will not access

the Services through automated or non-human means, whether through a

bot, script or otherwise; (4) you will not use the Services for any illegal or

unauthorized purpose; and (5) your use of the Services will not violate any

applicable law or regulation.

If you provide any information that is untrue, inaccurate, not current, or

incomplete, we have the right to suspend or terminate your account and

refuse any and all current or future use of the Services (or any portion

thereof).

4. PROHIBITED ACTIVITIES

You may not access or use the Services for any purpose other than that for

which we make the Services available. The Services may not be used in

connection with any commercial endeavors except those that are

specifically endorsed or approved by us.

As a user of the Services, you agree not to:

Systematically retrieve data or other content from the Services to
create or compile, directly or indirectly, a collection, compilation,
database, or directory without written permission from us.
Trick, defraud, or mislead us and other users, especially in any
attempt to learn sensitive account information such as user
passwords.
Circumvent, disable, or otherwise interfere with security-related
features of the Services, including features that prevent or restrict
the use or copying of any Content or enforce limitations on the use
of the Services and/or the Content contained therein.
Disparage, tarnish, or otherwise harm, in our opinion, us and/or the
Services.
Use any information obtained from the Services in order to harass,
abuse, or harm another person.
Make improper use of our support services or submit false reports of
abuse or misconduct.
Use the Services in a manner inconsistent with any applicable laws
or regulations.
Engage in unauthorized framing of or linking to the Services.
Upload or transmit (or attempt to upload or to transmit) viruses,
Trojan horses, or other material, including excessive use of capital
letters and spamming (continuous posting of repetitive text), that
interferes with any party’s uninterrupted use and enjoyment of the
Services or modifies, impairs, disrupts, alters, or interferes with the
use, features, functions, operation, or maintenance of the Services.
Engage in any automated use of the system, such as using scripts to
send comments or messages, or using any data mining, robots, or
similar data gathering and extraction tools.
Delete the copyright or other proprietary rights notice from any
Content.
Attempt to impersonate another user or person or use the username
of another user.
Upload or transmit (or attempt to upload or to transmit) any material
that acts as a passive or active information collection or transmission
mechanism, including without limitation, clear graphics interchange
formats ("gifs"), 1×1 pixels, web bugs, cookies, or other similar
devices (sometimes referred to as "spyware" or "passive collection
mechanisms" or "pcms").
Interfere with, disrupt, or create an undue burden on the Services or
the networks or services connected to the Services.
Harass, annoy, intimidate, or threaten any of our employees or
agents engaged in providing any portion of the Services to you.
Attempt to bypass any measures of the Services designed to
prevent or restrict access to the Services, or any portion of the
Services.
Copy or adapt the Services' software, including but not limited to
Flash, PHP, HTML, JavaScript, or other code.
Except as permitted by applicable law, decipher, decompile,
disassemble, or reverse engineer any of the software comprising or
in any way making up a part of the Services.
Except as may be the result of standard search engine or Internet
browser usage, use, launch, develop, or distribute any automated
system, including without limitation, any spider, robot, cheat utility,
scraper, or offline reader that accesses the Services, or use or
launch any unauthorized script or other software.
Use a buying agent or purchasing agent to make purchases on the
Services.
Make any unauthorized use of the Services, including collecting
usernames and/or email addresses of users by electronic or other
means for the purpose of sending unsolicited email, or creating user
accounts by automated means or under false pretenses.
Use the Services as part of any effort to compete with us or
otherwise use the Services and/or the Content for any revenue-
generating endeavor or commercial enterprise.

5. USER GENERATED CONTRIBUTIONS

The Services does not offer users to submit or post content. We may

provide you with the opportunity to create, submit, post, display, transmit,

perform, publish, distribute, or broadcast content and materials to us or on

the Services, including but not limited to text, writings, video, audio,

photographs, graphics, comments, suggestions, or personal information or

other material (collectively, "Contributions"). Contributions may be viewable

by other users of the Services and through third-party websites. When you

create or make available any Contributions, you thereby represent and

warrant that:

6. CONTRIBUTION LICENSE

You and Services agree that we may access, store, process, and use any

information and personal data that you provide and your choices (including

settings).

By submitting suggestions or other feedback regarding the Services, you

agree that we can use and share such feedback for any purpose without

compensation to you.

We do not assert any ownership over your Contributions. You retain full

ownership of all of your Contributions and any intellectual property rights or

other proprietary rights associated with your Contributions. We are not

liable for any statements or representations in your Contributions provided

by you in any area on the Services. You are solely responsible for your

Contributions to the Services and you expressly agree to exonerate us

from any and all responsibility and to refrain from any legal action against

us regarding your Contributions.

7. SERVICES MANAGEMENT

We reserve the right, but not the obligation, to: (1) monitor the Services for

violations of these Legal Terms; (2) take appropriate legal action against

anyone who, in our sole discretion, violates the law or these Legal Terms,

including without limitation, reporting such user to law enforcement

authorities; (3) in our sole discretion and without limitation, refuse, restrict

access to, limit the availability of, or disable (to the extent technologically

feasible) any of your Contributions or any portion thereof; (4) in our sole

discretion and without limitation, notice, or liability, to remove from the

Services or otherwise disable all files and content that are excessive in size

or are in any way burdensome to our systems; and (5) otherwise manage

the Services in a manner designed to protect our rights and property and to

facilitate the proper functioning of the Services.

8. TERM AND TERMINATION

These Legal Terms shall remain in full force and effect while you use the

Services. WITHOUT LIMITING ANY OTHER PROVISION OF THESE

LEGAL TERMS, WE RESERVE THE RIGHT TO, IN OUR SOLE

DISCRETION AND WITHOUT NOTICE OR LIABILITY, DENY ACCESS TO

AND USE OF THE SERVICES (INCLUDING BLOCKING CERTAIN IP

ADDRESSES), TO ANY PERSON FOR ANY REASON OR FOR NO

REASON, INCLUDING WITHOUT LIMITATION FOR BREACH OF ANY

REPRESENTATION, WARRANTY, OR COVENANT CONTAINED IN

THESE LEGAL TERMS OR OF ANY APPLICABLE LAW OR

REGULATION. WE MAY TERMINATE YOUR USE OR PARTICIPATION IN

THE SERVICES OR DELETE ANY CONTENT OR INFORMATION THAT

YOU POSTED AT ANY TIME, WITHOUT WARNING, IN OUR SOLE

DISCRETION.

If we terminate or suspend your account for any reason, you are prohibited

from registering and creating a new account under your name, a fake or

borrowed name, or the name of any third party, even if you may be acting

on behalf of the third party. In addition to terminating or suspending your

account, we reserve the right to take appropriate legal action, including

without limitation pursuing civil, criminal, and injunctive redress.

9. MODIFICATIONS AND INTERRUPTIONS

We reserve the right to change, modify, or remove the contents of the

Services at any time or for any reason at our sole discretion without notice.

However, we have no obligation to update any information on our Services.

We will not be liable to you or any third party for any modification, price

change, suspension, or discontinuance of the Services.

We cannot guarantee the Services will be available at all times. We may

experience hardware, software, or other problems or need to perform

maintenance related to the Services, resulting in interruptions, delays, or

errors. We reserve the right to change, revise, update, suspend,

discontinue, or otherwise modify the Services at any time or for any reason

without notice to you. You agree that we have no liability whatsoever for

any loss, damage, or inconvenience caused by your inability to access or

use the Services during any downtime or discontinuance of the Services.

Nothing in these Legal Terms will be construed to obligate us to maintain

and support the Services or to supply any corrections, updates, or releases

in connection therewith.

10. GOVERNING LAW

These Terms are governed by the laws of the State of Florida without regard
to any conflict of laws. For any dispute regarding these Terms or the Sites,
you agree to submit to the personal and exclusive jurisdiction and venue of the
federal and state courts located in Liberty County, FL.

11. DISPUTE RESOLUTION

Informal Negotiations

To expedite resolution and control the cost of any dispute, controversy, or

claim related to these Legal Terms (each a "Dispute" and collectively, the

"Disputes") brought by either you or us (individually, a "Party" and

collectively, the "Parties"), the Parties agree to first attempt to negotiate any

Dispute (except those Disputes expressly provided below) informally for at

least 30 days before initiating arbitration. Such informal negotiations
commence upon written notice from one Party to the other Party.

Binding Arbitration

If the Parties are unable to resolve a Dispute through informal negotiations,

the Dispute (Except those Disputes expressly excluded below) will be finally

and exclusively resolved by binding arbitration. YOU UNDERSTAND THAT WITH

OUR THIS PROVISION, YOU WOULD HAVE THE RIGHT TO SUE IN COURT

AND HAVE A JURY TRIAL. The arbitration shall be commenced and conducted

under the Commercial Arbitration Rules if the American Arbitration Association

("AAA") and, where appropriate, the AAA's Supplementary Procedures for

Consumer Related Disputes ("AAA Consumer Rules"), both of which are

available at the American Arbitration Association (AAA) Website. Your arbitration

fees and your share of arbitrator compensation shall be governed by the AAA

Consumer Rules and, where appropriate, limited by the AAA Consumer Rules.

The arbitration may be conducted in person, through the submission of documents,

by phone, or online. The arbitrator will make a decision in writing, but need not

provide a statement of reasons unless requested by either Party. The arbitrator

must follow applicable law, and any award may be challenged if the arbitrator fails

to do so. Except where otherwise required by the applicable AAA rules or

applicable law, the arbitration will take place in Liberty County, Florida. Except as

otherwise provided herein, the Parties may litigate in court to compel arbitration,

stay proceedings pending arbitration, or to confirm, modify, vacate, or enter

judgement on the award entered by the arbitrator.

If for any reason, a Dispute proceeds in court rather than arbitration, the Dispute

shall be commenced or prosecuted in the state and federal courts located in the

United States, Florida, and the Parties hereby consent to, and waive all defenses

of lack of personal jurisdiction, and forum non conveniens with respect to venue and

jurisdiction in such state and federal courts. Application of the United Nations

Convention on Contracts for the International Sale of Goods and the Uniform

Computer Information Transaction Act (UCITA) are excluded from these Legal

Terms.

In no event shall any Dispute brought by either Party related in any way to the

Services be commenced more than one (1) year after the cause of action arose.

If this provision is found to be illegal or unenforceable, then neither Party will elect

to arbitrate any Dispute falling within that portion of this provision found to be illegal

or unenforceable and such Dispute shall be decided by a court of competent

jurisdiction within the courts listed for jurisdiction above, and the Parties agree to

submit to the personal jurisdiction of that court.

Exceptions to Informal Negotiations and Arbitration

The Parties agree that the following Disputes are not subject to the above

provisions concerning informal negotiations binding arbitration: (a) any

Disputes seeking to enforce or protect, or concerning the validity of, any of

the intellectual property rights of a Party; (b) any Dispute related to, or

arising from, allegations of theft, piracy, invasion of privacy, or unauthorized

use; and (c) any claim for injunctive relief. If this provision is found to be

illegal or unenforceable, then neither Party will elect to arbitrate any

Dispute falling within that portion of this provision found to be illegal or

unenforceable and such Dispute shall be decided by a court of competent

jurisdiction within the courts listed for jurisdiction above, and the Parties

agree to submit to the personal jurisdiction of that court.

12. CORRECTIONS

There may be information on the Services that contains typographical

errors, inaccuracies, or omissions, including descriptions, pricing,

availability, and various other information. We reserve the right to correct

any errors, inaccuracies, or omissions and to change or update the

information on the Services at any time, without prior notice.

13. DISCLAIMER

THE SERVICES ARE PROVIDED ON AN AS-IS AND AS-AVAILABLE

BASIS. YOU AGREE THAT YOUR USE OF THE SERVICES WILL BE AT

YOUR SOLE RISK. TO THE FULLEST EXTENT PERMITTED BY LAW,

WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, IN

CONNECTION WITH THE SERVICES AND YOUR USE THEREOF,

INCLUDING, WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF

MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND

NON-INFRINGEMENT. WE MAKE NO WARRANTIES OR

REPRESENTATIONS ABOUT THE ACCURACY OR COMPLETENESS

OF THE SERVICES' CONTENT OR THE CONTENT OF ANY WEBSITES

OR MOBILE APPLICATIONS LINKED TO THE SERVICES AND WE WILL

ASSUME NO LIABILITY OR RESPONSIBILITY FOR ANY (1) ERRORS,

MISTAKES, OR INACCURACIES OF CONTENT AND MATERIALS, (2)

PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE

WHATSOEVER, RESULTING FROM YOUR ACCESS TO AND USE OF

THE SERVICES, (3) ANY UNAUTHORIZED ACCESS TO OR USE OF

OUR SECURE SERVERS AND/OR ANY AND ALL PERSONAL

INFORMATION AND/OR FINANCIAL INFORMATION STORED THEREIN,

(4) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR

FROM THE SERVICES, (5) ANY BUGS, VIRUSES, TROJAN HORSES,

OR THE LIKE WHICH MAY BE TRANSMITTED TO OR THROUGH THE

SERVICES BY ANY THIRD PARTY, AND/OR (6) ANY ERRORS OR

OMISSIONS IN ANY CONTENT AND MATERIALS OR FOR ANY LOSS

OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF

ANY CONTENT POSTED, TRANSMITTED, OR OTHERWISE MADE

AVAILABLE VIA THE SERVICES. WE DO NOT WARRANT, ENDORSE,

GUARANTEE, OR ASSUME RESPONSIBILITY FOR ANY PRODUCT OR

SERVICE ADVERTISED OR OFFERED BY A THIRD PARTY THROUGH

THE SERVICES, ANY HYPERLINKED WEBSITE, OR ANY WEBSITE OR

MOBILE APPLICATION FEATURED IN ANY BANNER OR OTHER

ADVERTISING, AND WE WILL NOT BE A PARTY TO OR IN ANY WAY BE

RESPONSIBLE FOR MONITORING ANY TRANSACTION BETWEEN

YOU AND ANY THIRD-PARTY PROVIDERS OF PRODUCTS OR

SERVICES. AS WITH THE PURCHASE OF A PRODUCT OR SERVICE

THROUGH ANY MEDIUM OR IN ANY ENVIRONMENT, YOU SHOULD

USE YOUR BEST JUDGMENT AND EXERCISE CAUTION WHERE

APPROPRIATE.

14. LIMITATIONS OF LIABILITY

IN NO EVENT WILL WE OR OUR DIRECTORS, EMPLOYEES, OR

AGENTS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DIRECT,

INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL,

OR PUNITIVE DAMAGES, INCLUDING LOST PROFIT, LOST REVENUE,

LOSS OF DATA, OR OTHER DAMAGES ARISING FROM YOUR USE OF

THE SERVICES, EVEN IF WE HAVE BEEN ADVISED OF THE

POSSIBILITY OF SUCH DAMAGES. NOTWITHSTANDING ANYTHING

TO THE CONTRARY CONTAINED HEREIN, OUR LIABILITY TO YOU

FOR ANY CAUSE WHATSOEVER AND REGARDLESS OF THE FORM

OF THE ACTION, WILL AT ALL TIMES BE LIMITED TO THE LESSER OF

THE AMOUNT PAID, IF ANY, BY YOU TO US OR . CERTAIN US STATE

LAWS AND INTERNATIONAL LAWS DO NOT ALLOW LIMITATIONS ON

IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF

CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL

OF THE ABOVE DISCLAIMERS OR LIMITATIONS MAY NOT APPLY TO

YOU, AND YOU MAY HAVE ADDITIONAL RIGHTS.

15. INDEMNIFICATION

You agree to defend, indemnify, and hold us harmless, including our

subsidiaries, affiliates, and all of our respective officers, agents, partners,

and employees, from and against any loss, damage, liability, claim, or

demand, including reasonable attorneys’ fees and expenses, made by any

third party due to or arising out of: (1) use of the Services; (2) breach of

these Legal Terms; (3) any breach of your representations and warranties

set forth in these Legal Terms; (4) your violation of the rights of a third

party, including but not limited to intellectual property rights; or (5) any overt

harmful act toward any other user of the Services with whom you

connected via the Services. Notwithstanding the foregoing, we reserve the

right, at your expense, to assume the exclusive defense and control of any

matter for which you are required to indemnify us, and you agree to

cooperate, at your expense, with our defense of such claims. We will use

reasonable efforts to notify you of any such claim, action, or proceeding

which is subject to this indemnification upon becoming aware of it.

16. USER DATA

We will maintain certain data that you transmit to the Services for the

purpose of managing the performance of the Services, as well as data

relating to your use of the Services. Although we perform regular routine

backups of data, you are solely responsible for all data that you transmit or

that relates to any activity you have undertaken using the Services. You

agree that we shall have no liability to you for any loss or corruption of any

such data, and you hereby waive any right of action against us arising from

any such loss or corruption of such data.

17. ELECTRONIC COMMUNICATIONS, TRANSACTIONS, AND
SIGNATURES

Visiting the Services, sending us emails, and completing online forms

constitute electronic communications. You consent to receive electronic

communications, and you agree that all agreements, notices, disclosures,

and other communications we provide to you electronically, via email and

on the Services, satisfy any legal requirement that such communication be

in writing. YOU HEREBY AGREE TO THE USE OF ELECTRONIC

SIGNATURES, CONTRACTS, ORDERS, AND OTHER RECORDS, AND

TO ELECTRONIC DELIVERY OF NOTICES, POLICIES, AND RECORDS

OF TRANSACTIONS INITIATED OR COMPLETED BY US OR VIA THE

SERVICES. You hereby waive any rights or requirements under any

statutes, regulations, rules, ordinances, or other laws in any jurisdiction

which require an original signature or delivery or retention of non-electronic

records, or to payments or the granting of credits by any means other than

electronic means.

18. CALIFORNIA USERS AND RESIDENTS

If any complaint with us is not satisfactorily resolved, you can contact the

Compliant Assistance Unit of the Division of Consumer Services of the

California Department of Consumer Affairs in writing at 1625 North Market

Blvd., Suite N 112, Sacramento, California 95834 or by telephone at

(800) 952-5210 or (916) 445-1254.

19. MISCELLANEOUS

These Legal Terms and any policies or operating rules posted by us on the

Services or in respect to the Services constitute the entire agreement and

understanding between you and us. Our failure to exercise or enforce any

right or provision of these Legal Terms shall not operate as a waiver of

such right or provision. These Legal Terms operate to the fullest extent

permissible by law. We may assign any or all of our rights and obligations

to others at any time. We shall not be responsible or liable for any loss,

damage, delay, or failure to act caused by any cause beyond our

reasonable control. If any provision or part of a provision of these Legal

Terms is determined to be unlawful, void, or unenforceable, that provision

or part of the provision is deemed severable from these Legal Terms and

does not affect the validity and enforceability of any remaining provisions.

There is no joint venture, partnership, employment or agency relationship

created between you and us as a result of these Legal Terms or use of the

Services. You agree that these Legal Terms will not be construed against

us by virtue of having drafted them. You hereby waive any and all defenses

you may have based on the electronic form of these Legal Terms and the

lack of signing by the parties hereto to execute these Legal Terms.

20. CONTACT US

In order to resolve a complaint regarding the Services or to receive further

information regarding use of the Services, please contact us at:

Cutshaw Financial Services LLC

12655 NW Twin Oaks Dr

Bristol, FL 32321

United States

Phone: 1 (850) 890-8805

cutshawfinancialservices@gmail.com